3 Responses to “Is your credit score affected significantly in a bad way if you join a debt management program?”

1. golferwhoworks on July 25th, 2009 7:06 pm

   Clay

   yes as many lenders in your future will see the actions as a chapter 13 BK as you are reorganizing debt

2. Judy on July 26th, 2009 5:44 am

   Xzavier

   Why do people care so much about that credit score. I guess because they want to spend the rest of their lives borrowing.

   Someday you will have to live without credit. It’s called retirement. All your furniture, cars, and even home will have to be cash.

   Start saving, and stop trying to figure out how to spend more. Live without credit – words to live by.

3. Shelly B on July 28th, 2009 6:56 am

   Andrew

   Didn’t me..I went thru credit counseling about 15 years ago…and when I bought a car after it was over and done with…the lender acknowledged that I had done it and commended me for good effort. And bought a car with a great interest rate, because my debt showed all paid. No charge-offs.

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