your best bet is to either take out a personal loan from your bank to pay off all of your debts or work out plans with each individual company you owe – those consolidation programs destroy your credit because you don’t pay your bills and then your accounts go to collections and thats when the companies step in to settle the debt – I wouldn’t do it
Brenden
No. Stay away from them. They actually lower your credit score.
Alonso
No. They charge a fee and it still reports negatively on your credit report. If you ask me you come out the same filing bankrupt.
Lawrence
your best bet is to either take out a personal loan from your bank to pay off all of your debts or work out plans with each individual company you owe – those consolidation programs destroy your credit because you don’t pay your bills and then your accounts go to collections and thats when the companies step in to settle the debt – I wouldn’t do it